Life Insurance
Protection and peace of mind during life's major moments.
Life insurance pays your family a tax-free death benefit if you pass away. Term policies cover a set number of years at a lower cost, while permanent policies last for life and build cash value. TrueCare, an independent Houston agent, compares A-rated carriers for you.
TrueCare understands that life insurance is vitally important as part of your financial plans. It provides protection and peace of mind during major life events. For businesses, individuals and families, TrueCare is here to answer your questions and help you find the life insurance that’s right for you.
Coverage for every stage
- Individual & Families Life Insurance — term and whole life to protect the people who depend on you.
- Business Life Insurance — cost-effective group life and group term life for your employees.
We work with A-rated life insurance companies to offer a variety of options, and we’re happy to make you an educated consumer with the least amount of work on your part. A key factor in affordable life insurance is your age — the younger you are, the lower the cost — so it pays not to delay.
Have questions? Contact us today — we’re here to help. Talk to a Life Insurance Agent →
Frequently asked questions
How much life insurance do I need?
A common rule of thumb is 10 to 12 times your annual income, adjusted for debts, your mortgage, childcare and education goals, and existing savings. An agent can run the numbers with you for free.
What is the difference between term and whole life insurance?
Term life covers you for a fixed period such as 10, 20 or 30 years and is the most affordable way to get a large benefit. Whole life covers you for life, has fixed premiums and builds cash value, but costs more.
Do I need a medical exam to get life insurance?
Many policies require a short health questionnaire and sometimes a brief paramedical exam. Some carriers offer simplified or no-exam options, usually with lower coverage limits or higher prices.
Why use an independent agent for life insurance?
An independent agent is not tied to one company, so we can compare several carriers and match your health, age and budget to the best fit instead of selling a single product.
Give your family lasting peace of mind
Talk to a Houston life insurance agent about the right coverage for you.