Business Life Insurance
Strength in numbers — enhanced group life coverage for your team.
Group term life insurance gives employees a death benefit paid for in whole or in part by the employer, usually at a low cost per person. TrueCare helps Houston businesses add it to a benefits package and manage enrollment and renewals.
TrueCare is here to help you make the best informed decision on your company’s life insurance needs at the most affordable price. The greatest advantage of group life insurance is that there is strength in numbers. Many of the options available for individuals and families are enhanced in group plans and policies. We work with A-rated life insurance companies to offer you the best of these options, and we’re happy to answer your questions and help you become an educated consumer with the least amount of work on your part.
Group Life Insurance
We help you make the best informed decision on your company’s life insurance needs at the most affordable price possible. Working with many of the best life insurance companies in the country, we can offer you a variety of options and make you an educated consumer.
Group Term Life Insurance
Group term life provides a cost-effective way to offer life insurance to employees who may not otherwise afford, be eligible for, or have purchased individual life insurance. There is no living benefit to the employee, but it leaves a monetary death benefit to their beneficiaries.
Have questions? Contact us today — we’re here to help. Talk to a Group Life Specialist →
Frequently asked questions
How much does group life insurance cost an employer?
Basic group life is often priced at a few dollars per employee per month, depending on benefit amount and group demographics. Voluntary add-on life can be paid by employees at group rates.
Do I need a minimum number of employees for group life?
Many carriers require at least a small number of enrolled employees and a minimum participation level. We can tell you what applies to your headcount and whether a bundled benefits package makes it easier to qualify.
Is group life insurance taxable to employees?
Employer-paid coverage up to $50,000 is generally not taxed to employees; amounts above that can create taxable imputed income. A tax professional can confirm how it applies to your situation.
Ready to protect what matters most?
Speak with a licensed Houston insurance agent for a no-obligation consultation.