Insurance is a key part of your overall financial plan. An insurance policy review offers insights into how well your insurance coverage supports your overall financial health. You can see whether existing policies will deliver the value and protection you expect when you regularly review them.

During the policy review you get a chance to assess whether:

• Your existing insurance coverage matches your current needs
• Your insurance coverage is appropriate for your life situation

When you do an insurance policy review once a year, you can make small yet beneficial adjustments so you are less vulnerable to unexpected and untimely life events. It’s also easier and less disruptive to adjust your coverage annually, rather than trying to do a major overhaul once a decade.

Here’s what you will find out when you do an annual insurance policy review:

• If you have gaps in coverage from changes in life circumstances, like your health, the health of your beneficiaries and the financial needs of your beneficiaries.
• If your beneficiaries are up to date.
• If your policies still support your financial goals.
• If your policies provide the coverage you need, when you need it.

As part of this policy review process, our agents not only cover major life changes, but also shifts in your overall financial picture that may affect premium affordability.  During the policy review you might also find out about new types of insurance that would work better for you. And, our agents can guide you toward policies offering discounts you qualify for.

Your insurance policies should provide important financial protection and peace of mind for you and your family. That’s why an annual review is so important.

Group plans offer many advantages over individual plans. It is even possible to offer insurance to your employees at no cost to you. Whether you share costs or not, you can still offer benefits that attract and retain valuable talent.